Main kinds of auto insurance:

1). Liability auto insurance:

                                        Most common auto insurance. In this auto insurance when an accident happen auto insurance pay damage to injured party. Amount insurance company pay is determined in beginning of auto insurance agreement. Confirm your auto insurance company what will be covered in their auto insurance policy?

2). Comprehensive auto insurance or full auto insurance:

                                                                                   In this auto insurance you will be fully covered by  auto insurance. Auto insurance will pay for repair expanses even if accident occurred because of your fault. But it is not a pet rule of auto insurance. Auto insurance company will decide how much you will be paid in the form of auto insurance repairs. Or if the repairs are more expansive than the market value of your car then the auto insurance company will pay you market value of car. But in this type of auto insurance do ask the limits offered by auto insurance company.